All The Black Friday Bargain Codes In One Place

I've received plenty of those UK Black Friday adverts, which, for a country that doesn't celebrate Thanksgiving, is a slightly strange thing. I've even made the site 'blacker' for a few days. Those old posts about tyres and of monochrome woodcuts have a whole new life now.

I believe Black Friday UK all started when Amazon began promoting the day after Thanksgiving in Europe, causing many UK retailers to copy the approach. There were a few black eye events too, when some cheap televisions and laptops caused scuffles.

This week in Oxford Street (Which now seems to have a Black Five-Day week) there were people doing reconnaissance visits to see what the goods were like before buying them on-line instead. My #BlackFiveDay contribution is below:

Now we get the warnings on telly about how many of the deals are real. Either trick pricing or in a few fraudulent cases non-existent goods.

What has also been quietly happening in the background is the stealthy increase of cookies per web-site viewed. I usually have Adblock switched on, but decided 'mute' it for a few hours to see what the sites normally look like and how many cookies they were installing, particularly with the retail frenzy.

A busy UK site like The Daily M**l instals 20 trackers when visited. The S*n adds 25. The Washington Post a mere 13. Even rashbre central installs 4, of which one is my own tracker to count visitors - I can understand Google and Google + being there, but how Doubleclick has slipped itself onto the site is a mystery.

Then, just for fun, I decided to find a site with an even higher number of trackers and randomly tried Time International. It was promising as a high count because it knew about Adblock and displayed a different version accordingly.

I could see that even in the 'muted' form, it was installing 23 trackers. Then I tried it with Adblock off and ker-blam it was right up to 38 trackers. All so that it could display to me a banner about Microsoft Cloud and an advert for Vodafone data SIMs.

Maybe I'll simply step away from the screen until tomorrow, although I have a sneaky feeling that Black Friday will last over the whole weekend.

too many bicycles?

Almost time to hire another skip.

The next stage of the process is clearing some of the roof space and then in turn getting further along with what seems to be a multi-year task to clear the garage.

I know, I should be using KonMari principles and putting all the stuff of the same category in one place and then sifting for the Spark Joy items. It'll take a while to get to the luxury of starting that phase. At the moment its still just bulk removal.

It's not surprising when the garage has, at various stages, held our stuff plus further bits from Chelsea Bridge Wharf and even from 'up north'.

At least the most of the bags used for the stuff in the roof were non-biodegradable. Sounds odd to say, but where stuff has been stored in biodegradable bags, they turn into many small slivers of plastic, akin to been eaten.

There's already been trips to charity shops, the recycling zone as well as fully laden trips to the local tip.

I've also been finding some new and interesting types of item, especially as I get further into what is becoming more like an archeological dig. As an example, here's a late 20th Century railway layout buried under some crates, old coins and a 1980s book about Feng Sui.

Yes, I will get around to the bicycles, but, like some musical instruments, I'm told you always need one more than you already have.

please mind your head

My usual time limit for a blog post is still ten minutes.

Ten minutes and a picture, as frequently as practical from my own camera (like the bullet train above). Then another different ten minutes to whizz around few of the other bloggers and maybe drop a comment or two.

Sometimes there’s so much happening that I (a) don’t blog at all or (b) get into more detail which breaks my own informal rules.

I realise there’s a declining use of blogs, but also for me that there’s a chance to straighten some thinking by the mere act of writing it down - or like today’s post - by dictating it and then skimming it with the keyboard to fix the typos - thank you Nuance.

Right now there’s the big wide world stuff like Trumpton and Brexit and the possibility of knock-on effects towards people like me. I do mean ‘us’ of course, but that's a version of us involving the people I know directly.

There’s secrets embedded in all of what is happening. One is an American situation. Obama knows it, Janet Yellen knows it but Trump might not yet. It's the scale of the US Federal Reserve liabilities. Currently around $4.4 trillion dollars. That's a lot of wonga and gives a leverage of 112. In other words there’s underwritten cash for only 1/112 of the total. Something will have to give.

Back in Harvard and Cranfield days, we used to talk about good leverage for banks being around 20-25. Actually the Bank of England used to insist upon it.

A quick look at the biggest bank in the world (HSBC) shows they run at a leverage of 12 and a UK highstreeter like Lloyds is around the 21 mark.

So Trump will have a huge debt to figure out as part of whatever happens next.

The UK isn’t quite at that level, but it is really quite difficult to determine because the Bank of England has a special off balance sheet Treasury vehicle where it can hide anything to awkward. Who says the BoE is independent of the government? The fiscal and political have some interesting overlaps.

Why do I care about any of this stuff? Partly in a perhaps misguided attempt to understand what is happening in the world, but also to try to figure out what to do next at a personal level.

Back in blog-world, I keep most of my real world stuff away from the blog. Employment, family and the personal stuff may only appear quite tangentially.

But, as Shakespeare might say, there’s the rub. I paraphrase, but however much the whips and scorns of time, of oppressor’s wrongs, from law’s delay, the insolence of office and spurns from those unworthy of patience, it’s still about deciding when and where to act. To be, or not to be, so to speak.

And that raises the intertwined question.

Reflection that requires action as well. Perhaps it's time for a reboot?

I didn't like it

I watched the first episode of the new Gear Top/Grand Tour out of mild curiosity, to see how they were spending a reputed $4.5 million per episode.

Sure enough, the opening moments used some clever after effects, some flared 4k lens with graduated filters but there were other sections like the 'to camera' aerodrome chatter that looked like conventional outside broadcast standard. Filmic? Maybe I should have watched it on a big screen instead of a browser running with Silverlight. Ironically that's the way of things with T'internet.

The opening storyline about a self-appointed hard-done-by oaf meeting his other self-congratulatory overgrown dinosaur schoolboys with too much money quickly wore thin. They kept doing the same joke about being fired over and over and over again.

When they drove their three matching Ford Capris across the desert, the grins from the other two looked just a little too much like they were through gritted teeth. I guess they can keep taking the money and dial in their copycat performances. I'd judge that May might be the first to crumble of the triad - (I note the episode was called The Holy Trinity)

The main difference from Top Gear was the lack of self-deprecation. Were they showing arrogance or self-confidence? I know where I'll place my bet. The lawyers might take an interest in the format too. I'd go so far as to call it Top Gear lite. TGL. GTL. Top Gear without a base camp. Top Gear without a Stig, but with a replacement Belgian. Top Gear without any stars. Top Gear with a paid audience. Top Gear with too much budget. I expect Amazon have a plan and audit for the show, or maybe it's moving a few more dollars to safe havens?

The bits with the expensive cars were longer segments and the product shots of the vehicles showed that same crisp style as the old series. Weirdly some of that effect is probably caused by using bolt-on GoPros and similar small digital devices alongside the REDs. I suppose they use the same production company for the post-production of those segments.

Some might say that the car reviews were in more depth. I didn't think so. They went on longer but still really talked about things that were expensive, made of carbon fibre, had sparkly lights, flipped out or up and went round corners sideways at excessive speed. The central presenter of the show kept doing the same party trick of driving sideways with smoke. We saw it both clockwise and anti-clockwise.

The rest was trite, with hammy bad acting of the clunkily scripted repartee and an even greater deference to the one that stood in the middle.

Next time they are in South Africa. They'd better watch out for the great white sharks. They might already be jumping them.

no room for the sky to fall

Now it's Germany’s finance minister Wolfgang Schäuble attempting to set some UK-exit ground rules. Unsurprisingly, he indicates ongoing payments to the EU, possibly as far as to 2030, as well as an exit fee of around £50 billion. And this is all ahead of formal button pushing.

The Germans seem to be adopting a similar line to the French, where President François Hollande is worried about anti-EU sentiment, which could also be further reflected by other countries like Italy and the Netherlands.

There's also Brussels-based attempts to fiddle around with UK trade agreements, like whatever has been done to help Sunderland with the recent Nissan deal.

In one forward looking statement, Mrs May is hinting at UK 'open for global business', which could imply tax breaks and other incentives in the future.

Curiously enough, around 170 other countries manage to trade globally outside of the EU so with Great Britain as around fifth largest global economy, there ought to be a way. As a metropolitan who benefitted from working all over Europe I voted to remain, but now we've decided to leave, we'd better get on with it and look towards the long waves rather then getting distracted by busy-body splashing noises.

Herr Schäuble has also broken cover on pushing for London to lose its Euro-clearing rights, which would push banking jobs to the European mainland. The populist estimate is between 70,000 and 85,000 jobs out of the City.

EY's report to the LSE breaks it down further suggesting 31,000 core intermediary jobs (brokers and traders) plus 18k jobs in professional and legal, 15k in wealth management and 12k in IT. Frankfurt and Paris are already making attempts to attract the bigger banks and the location enquiries are flowing.

Of course, the consultancies are already lining up their sales documents to the big FSIs, like that dubious leaked memo from Deloitte the other day.

EY has another more readily available paper addressed to the institutions who may need help deciding what to do. Their overhead picture of the Bank of England and the Royal Exchange appears to shows London's city streets paved with gold, at least for the consultants?

Actually, the latest crane survey for London still shows plenty of new developments, and it's only necessary to stand on the South Bank near to the Tate Modern and look across to do a personal survey. Suffice to say there's plenty of new office space.

Probably enough to move Parliament across whilst they redevelop the Palace of Westminster and add in the theme park elements.

swindle: the tribe was flimflammed out of its land

It used to be one elected party giving way to the next when those memos used to slip out about 'there's no money' and similar quips. This time it's been Osborne/Cameron giving a hospital pass to Hammond/May.

Osborne's so called budgeting was a triumph of high-viz spin and Hammond now has to pick up the pieces and announce both the effect of the prior period, plus the add-on impact of Brexit. Osborne already knew that he couldn't make the surplus that he'd been promising but has ducked away. Cameron has opted for the low-viz approach.

The swap-around of circumstances creates the ideal fog of confusion for 'bets are off' to be declared, although the one-time Remainers will now have to deal with the high bills associated with exiting from the EU.

It will be even more confusing by mid 2017, when a sizeable number of the main players in Europe get shuffled as well. The Italians could end up with an EU referendum if Mario Monti gets voted out. The French could find Marine Le Pen in play. The Germans have a late 2017 election and the Netherlands have that running undercurrent from the Geert Wilders Freedom Party. I should have said 'all bets are off.'

It will be interesting to see the next version of the OBR figures, which I assume will show slow growth and consequent poor tax revenue for a UK government faced with new bills to pay.

Hammond declaring £100 billion additional public sector debt this year isn't an auspicious start to this new reign.

We are seeing noise and flim-flam on just about every part of the situation. Legal disputes, negotiation disputes, frogman interludes, opportunist consultant memos, bottom up planning without a top, a disabled and ineffective opposition.

Hammond, May, Carney. Get a grip. There needs to be decisive leadership.

snack, no jams

One of my tests of the economy involves hanging around in bars in London. Maybe I need to rephrase that.

When things are pretty grim, the City bars are quiet by around 2 pm. It doesn't matter about the season, but the barometer of extended liquid lunches has been a clue to the rest of what is happening.

At least, that's what I've thought up until recently.

Despite Brexit and the Trumpathon, the bars are filling up. I can't put it down to sport events either; there's been some, but insufficient. It's also a week or two too early for the Festive season's irregularities.

Only yesterday I saw a small procession of people filing out of the building opposite. They had that determined 'going drinking' look on their faces and it was about 2 o'clock in the afternoon. Tell tale signs of no coats (avoiding that awkward return to the building) and token papers clutched by a few of them (just been to that meeting etc). Go around Leadenhall or into the alleys around Bank mid afternoon and there will be people spilling out onto the pavements.

Perhaps you are thinking that Thursday is Beaujolais Nouveau Day? It really doesn't even get a mention any more. At least there used to be excuses for lunchtime drinkies.

Of course, the City is still in a spumante bubble of its own, at least at the moment.

I've just returned from up north, with its at elbow support from Greggs. Their steak bake costs about a quid, especially if it is part of some kind of bundled lunchtime offer.

Back in London, the 'new' Hawksmoor premium and wine coddled steak snack (looking suspiciously like a steak bake) costs a warm £20. The wrap around drink might be another fiver during happy hour, and ten quid plus any other time. Not exactly one for the 'jams' as the Government are now calling the people who are just about managing.

Maybe Hawksmoor are illustrating a kind of national division with their picture of the snack?

sheep dip

Just like sheep need protection via a sheep dip, I use ad blocker software, to stop as many pests as possible.

Nowadays more of the sites feature that 'you have an ad blocker installed' message, but they have brought it upon themselves with those self starting videos and other annoyances.

It's when I go 'shopping' on the internet, that I don't mind the adverts, because that is part of the point. At other times, having the equivalent of chuggers fronting up to me every few minutes is just plain annoying.

There's still the woefully inaccurate targeting of the ad software too. Amazon mainly uses things that might have been browsed in the past. Often it can be post purchase, and when it attempts CD, books and movies, there will inevitably be something recent thats been 'promoted' as part of a campaign.

Facebook attempts at lifestyle. I was particularly struck with the one it ran on my birthday, suggesting a funeral plan.

going with it

Sometimes you just know when the train has already left the station.

speaking easily

Across Chelsea and downstairs through the caged entrance into the private party.

"Reminds me of a speakeasy," said one accomplice.
"Is there a hidden door behind a row of books?" queried another.

There was certainly no photography.

winter tyres day

Tyre swap over day today.

An hour spent in the dealership reading real newspapers stuffed with yesterday's US election coverage whilst the wheels were swapped over.

My summer tyres are back on holiday again.

What can you do, hmmm?

I was in the USA for the two political conventions earlier this year, when the remaining two candidates set out their stalls. Even then, the personality over content was evident and alongside post truth assertions continued throughout the following months.

For Tuesday's election night, I half-heartedly started watching the results, but there was so much filler that I surrendered.

By this point I'd flicked through CNN, Fox, BBC, ITV, Sky, Russia Today, AlJazeera and NewsIndia. There was every form of graphic and waves of enthusiastic pundits mainly talking about the same stuff, with varying degrees of polarisation. Everyone was trying really hard, but I found the cutaways to street scenes more interesting than all the fancy graphics analysing footfall.

By morning, trumps won over other suits and today we see America and the world working out what it all means.

It's bizarre to think of a short-fused blustering tax-evading billionaire property tycoon of dubious morals as the next US President. It's also bizarre to think he won it on a 'love of the common people' ticket. More predictable were the early morning news bulletins about the state of the markets in Asia and then London. Just what the common people want to hear about.

Maybe, like Mitchell Siporin's 1937 woodcut 'Workers Family', we will all need a dream to cling to now.